Back to Colorado Overview
FIPS: 08041•Rank #78 National•Rank #3 in CO
El Paso County, CO
Forward-Looking Municipal Debt, Assessment Lag & Carrying Cost Audit
Elevated Tax Drift Risk
96% Conf.
Tax Drift Index
55.3/ 100
Elevated Drift Risk
El Paso County Executive Risk Briefing
MSRB EMMA Disclosures & US Census BureauAugust 2026
El Paso County carries a Elevated Tax Drift Score (55.3/100) based on $5,800 in overlapping municipal debt per capita and a +22% CAD assessment lag spread. Projected 3-year millage escalation of +0.09% (+9 bps) indicates an estimated +$820/yr escrow adjustment on median-priced properties.
Median Home: $460,000Median Income: $79,000Effective Tax: 0.5%
Municipal Debt Per Capita
$5,800
7.3% of Median Income
CAD Valuation Lag
+22.0%
Assessed Value trailing Market HPI
3-Yr Millage Escalation
+9 bps
Effective Rate: 0.5% → 0.6%
Projected Annual Escrow Shock
+$820/yr
Estimated on median assessed home
Interactive Property Tax & Escrow Shock Simulator
Model forward-looking ad valorem tax obligations and monthly escrow adjustments for a specific parcel in El Paso County, CO.
$460,000
$0
Current Annual Tax
$2,300
@ 0.50% eff. rate
Year 3 Projected Tax
$3,120
@ 0.59% eff. rate
Net Escrow Increase
+$820/yr
+$68/mo mortgage escrow
Projected Shock Attribution Breakdown+9 bps rate shift
1. Muni Bond Debt Service
+6 bps
I&S bond amortization
2. Operating Deficit Drift
+3 bps
M&O budget expansion
3. CAD Valuation Catch-up
+$329/yr
+$65,780 assessed base
Overlapping Taxing Jurisdictions & Debt Obligations
Breakdown of autonomous debt issuers assessing ad valorem property taxes on parcels within El Paso County.
| Entity Name | Entity Type | Outstanding Bond Debt | Debt / Student or Cap | Adopted Millage |
|---|---|---|---|---|
| Colorado Springs School District 11 | ISD | $450.0M | $19,000 | 0.440% |
5-Year Historical Drift Score & Effective Rate Trajectory
2022
49
0.5% eff.
2023
51
0.5% eff.
2024
53
0.5% eff.
2025
54
0.5% eff.
2026
55.3
0.5% eff.
Statutory Constraint & Legislative Policy
Colorado Springs metro area with 15+ school districts and defense corridor infrastructure requirements.
Data Provenance & Audit Citations