Comparative Underwriting Tool
Compare Municipal Tax Drift Risk
Evaluate side-by-side municipal balance sheets, overlapping debt per capita, and 3-year carrying cost projections.
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Evaluate side-by-side municipal balance sheets, overlapping debt per capita, and 3-year carrying cost projections.
| Metric | Cook County, IL | New York County, NY |
|---|---|---|
| TaxDrift Index Score (0–100) | 86.4 | 81.3 |
| National Risk Rank | #1 | #3 |
| Risk Tier | Severe | High |
| Municipal Debt Per Capita | $12,400 | $13,500 |
| CAD Assessment Lag Spread | +31.4% | +28.5% |
| Current Effective Tax Rate | 2.4% | 0.9% |
| Projected 3-Yr Millage Escalation | +0.4% | +0.1% |
| Projected Annual Escrow Shock | +$3,053/yr | +$3,617/yr |
| Median Home Value | $310,000 | $1.1M |
| Median Household Income | $78,500 | $93,000 |