Comparative Underwriting Tool

Compare Municipal Tax Drift Risk

Evaluate side-by-side municipal balance sheets, overlapping debt per capita, and 3-year carrying cost projections.

Primary Jurisdiction

Comparison Jurisdiction

Metric	Cook County, IL	New York County, NY
TaxDrift Index Score (0-100)	86.4	81.3
Risk Tier	Severe	High
Municipal Debt Per Capita	$12,400	$13,500
CAD Assessment Lag Spread	+31.4%	+28.5%
Current Effective Tax Rate	2.4%	0.9%
Projected 3-Yr Millage Escalation	+0.4%	+7.2%
Projected Annual Escrow Shock	+$3,053/yr	+$285,608/yr
Median Household Income	$78,500	$93,000