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FIPS: 12021•Rank #60 National•Rank #1 in FL
Collier County, FL
Forward-Looking Municipal Debt, Assessment Lag & Carrying Cost Audit
Elevated Tax Drift Risk
96% Conf.
Tax Drift Index
57.9/ 100
Elevated Drift Risk
Collier County Executive Risk Briefing
MSRB EMMA Disclosures & US Census BureauAugust 2026
Collier County carries a Elevated Tax Drift Score (57.9/100) based on $5,800 in overlapping municipal debt per capita and a +25.8% CAD assessment lag spread. Projected 3-year millage escalation of +6.03% (+603 bps) indicates an estimated +$135,168/yr escrow adjustment on median-priced properties.
Median Home: $620,000Median Income: $84,000Effective Tax: 0.9%
Municipal Debt Per Capita
$5,800
6.9% of Median Income
CAD Valuation Lag
+25.8%
Assessed Value trailing Market HPI
3-Yr Millage Escalation
+603 bps
Effective Rate: 0.9% → 6.9%
Projected Annual Escrow Shock
+$135,168/yr
Estimated on median assessed home
Overlapping Taxing Jurisdictions & Debt Obligations
Breakdown of autonomous debt issuers assessing ad valorem property taxes on parcels within Collier County.
| Entity Name | Entity Type | Outstanding Bond Debt | Debt / Student or Cap | Adopted Millage |
|---|---|---|---|---|
| Collier County Public Schools | ISD | $320.0M | $6,800 | 49.000% |
5-Year Historical Drift Score & Effective Rate Trajectory
2022
51
0.8% eff.
2023
53
0.8% eff.
2024
55
0.9% eff.
2025
57
0.9% eff.
2026
57.9
0.9% eff.
Statutory Constraint & Legislative Policy
Naples luxury market assessment windfalls keep nominal millage rates among the lowest in Florida.
Data Provenance & Audit Citations