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FIPS: 13057•Rank #84 National•Rank #1 in GA
Cherokee County, GA
Forward-Looking Municipal Debt, Assessment Lag & Carrying Cost Audit
Elevated Tax Drift Risk
96% Conf.
Tax Drift Index
54.6/ 100
Elevated Drift Risk
Cherokee County Executive Risk Briefing
MSRB EMMA Disclosures & US Census BureauAugust 2026
Cherokee County carries a Elevated Tax Drift Score (54.6/100) based on $6,200 in overlapping municipal debt per capita and a +23% CAD assessment lag spread. Projected 3-year millage escalation of +0.14% (+14 bps) indicates an estimated +$1,370/yr escrow adjustment on median-priced properties.
Median Home: $440,000Median Income: $99,000Effective Tax: 1.0%
Municipal Debt Per Capita
$6,200
6.3% of Median Income
CAD Valuation Lag
+23.0%
Assessed Value trailing Market HPI
3-Yr Millage Escalation
+14 bps
Effective Rate: 1.0% → 1.2%
Projected Annual Escrow Shock
+$1,370/yr
Estimated on median assessed home
Overlapping Taxing Jurisdictions & Debt Obligations
Breakdown of autonomous debt issuers assessing ad valorem property taxes on parcels within Cherokee County.
| Entity Name | Entity Type | Outstanding Bond Debt | Debt / Student or Cap | Adopted Millage |
|---|---|---|---|---|
| Cherokee County School District | ISD | $540.0M | $12,500 | 84.000% |
5-Year Historical Drift Score & Effective Rate Trajectory
2022
48
1.0% eff.
2023
50
1.0% eff.
2024
52
1.0% eff.
2025
54
1.0% eff.
2026
54.6
1.0% eff.
Statutory Constraint & Legislative Policy
Rapid suburban growth in Woodstock and Canton drives continued SPLOST school facility bond investment.
Data Provenance & Audit Citations