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FIPS: 39061•Rank #16 National•Rank #1 in OH
Hamilton County, OH
Forward-Looking Municipal Debt, Assessment Lag & Carrying Cost Audit
Elevated Tax Drift Risk
96% Conf.
Tax Drift Index
65.5/ 100
Elevated Drift Risk
Hamilton County Executive Risk Briefing
MSRB EMMA Disclosures & US Census BureauAugust 2026
Hamilton County carries a Elevated Tax Drift Score (65.5/100) based on $7,600 in overlapping municipal debt per capita and a +22% CAD assessment lag spread. Projected 3-year millage escalation of +0.28% (+28 bps) indicates an estimated +$1,638/yr escrow adjustment on median-priced properties.
Median Home: $265,000Median Income: $69,000Effective Tax: 2.1%
Municipal Debt Per Capita
$7,600
11.0% of Median Income
CAD Valuation Lag
+22.0%
Assessed Value trailing Market HPI
3-Yr Millage Escalation
+28 bps
Effective Rate: 2.1% → 2.4%
Projected Annual Escrow Shock
+$1,638/yr
Estimated on median assessed home
Overlapping Taxing Jurisdictions & Debt Obligations
Breakdown of autonomous debt issuers assessing ad valorem property taxes on parcels within Hamilton County.
| Entity Name | Entity Type | Outstanding Bond Debt | Debt / Student or Cap | Adopted Millage |
|---|---|---|---|---|
| Cincinnati Public Schools | ISD | $720.0M | $20,500 | 122.000% |
5-Year Historical Drift Score & Effective Rate Trajectory
2022
58
2.0% eff.
2023
60
2.0% eff.
2024
62
2.1% eff.
2025
64
2.1% eff.
2026
65.5
2.1% eff.
Statutory Constraint & Legislative Policy
Cincinnati and suburban school levies frequently go before voters for emergency operational renewal.
Data Provenance & Audit Citations